Browsing by Author "Saha, Ankita"

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    IMPACT OF MONETARY POLICY ON BANKS’ PROFITABILITY
    (Department of Management Studies, NITS, 2024) Saha, Ankita
    This study looks at how India's banks' profitability metrics (ROA and ROE) are affected by monetary policy factors (CRR, SLR, Repo Rate, Bank Rate) between 2013 and 2023. Based on secondary sources such as RBI reports, bank websites, and published literature, data from 10 out of the 34 public and private sector banks that were chosen were analysed. The results of the regression analysis show a significant correlation (explanatory power, or R-squared) of 83.2% for ROA and 80.5% for ROE between monetary policy and bank profitability. Important result indicates that whereas Repo Rate and CRR have negative effects on both ROA and ROE, Bank Rate has a beneficial influence. SLR has very little of impact. The study highlights the intricate relationships between monetary policy and bank profitability, highlighting the necessity for customized policy interventions and more research into variables that may have an impact in addition to these.